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Whatever your financial need, First National can help you make it reality! With a personal loan or line of credit you can take a vacation, make a special purchase, or even consolidate your bills. Let First National provide this "answer" for your financial need.
Personal Loans
Fixed Rate Personal Loans are unsecured, specific purpose loans paid for a predetermined term with a fixed interest rate.
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Personal Loans - Secured by FNB Deposit
Effective April 1, 2006
Prime Rate minus 1.0% or 3.0% over the rate being earned on the account being pledged, whichever is higher.
** TERM NOT TO EXCEED THE MATURITY DATE OF THE DEPOSIT ACCOUNT.
* Annual Percentage Rate
Add .25% (25 basis points) to all above rates if the payments are not automatically deducted from a First National checking account.
Lines of Credit
Personal lines of credit (First Cash Line) are unsecured, open-end variable rate loans, where you control when the money will be used and repaid. Funds are accessed by check, overdraft protection of any First National deposit account or transfer via our NetTeller (Internet banking) service.
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